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选修（语言应用类） 初级财经英语《content》集体备课PPT课件优质课下载
1.What are the two factors that lead to an increasing
use of borrowed money?
the general demands of consumers to own modern products
the ready availability of credit
2.In what conditions, will people borrow money?
Reasons for borrowing
In what conditions, will people borrow money?
Reasons for borrowing
If you want an item now rather than in the future.
2.Changing circumstances.
To own an item sooner, consumers just pay the first part of a larger payment, which is called ________,with the remaining amount to be paid later.
deposit
3. Some people find it hard to save voluntarily.
Is it always good to borrow money? Why?
Advantages of borrowing
Disadvantages of borrowing
Need to pay interest.
Interest rates may increase.
Have a financial commitment
over a long time period.
Tip1: Borrowers should__________________before borrowing.
Able to possess the item now
Need only a small or no deposit
Can repay the loan over a
long time period